George: Pop, you want a shock? I think you’re a great guy. You hear that Annie?
Annie: I heard it, it’s about time one of you lugheads said it.
George Bailey: This rabble you’re talking about, they do most of the working and paying and living and dying in this community. Well, is it too much to have them work and pay and live and die in a couple of decent rooms and a bath?
George Bailey: Where’s that money you silly stupid old fool? Where’s that money? Do you realize what this means? It means bankruptcy and scandal and prison. That’s what it means. One of us is going to jail, well it’s not gonna be me!
Mr. Potter: No securities, no stocks, no bonds. Nothin’ but a miserable little $500 equity in a life insurance policy. You’re worth more dead than alive.
Nick: Hey look, mister, we serve hard drinks in here for men who want to get drunk fast and we don’t need any characters around to give the joint atmosphere. Is that clear or do I have to slip you my left for a convincer?
George Bailey: What do you want, Mary? Do you want the moon? If you want it, I’ll throw a lasso around it and pull it down for you. Hey! That’s a pretty good idea! I’ll give you the moon, Mary.
Mary: I’ll take it! Then what?
George: Well, then you can swallow it, and it’ll all dissolve see, and the moonbeams would shoot out of your fingers and your toes and the ends of your hair… am I talking too much?
Clarence: One man’s life touches so many others, when he’s not there it leaves an awfully big hole.
George Bailey: You call this a happy family? Why do we have to have all these kids?
Every time a bell rings, an angel gets its wings.
George: Zuzu’s petals!
George: Bert… ya know me?
George Bailey: Hey! Merry Christmas, Mr. Potter!
Mr. Potter: Happy New Year to you – in jail!
Harry: To my big brother George, the richest man in town.
Clarence: Joseph! Joseph!
Clarence: I’ll have a flaming rum punch!