An eager man in a bright sweater hurries after a weary man in a dark coat down a snowy, bunting-hung small-town street.

Original artwork, not a still

Ned

Do you have life insurance, Phil? Because if you do, you could always use a little more, I mean, who couldn’t? But let me tell something–I got’s a feeling you ain’t got any. Am I right or am I right or am I right?

— Groundhog Day ‧ 1993

Behind the line

What it means

Our interpretation.

Ned is the person nobody can escape, and the pitch is his weapon. Because Phil is stuck in the loop, we meet it again and again, until the sales patter becomes a comfort to the audience. Fans use the line, and the Bing! catchphrase, for any pushy salesperson, and Stephen Tobolowsky is still best known for the part.

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In context

Spoilers for Groundhog DayShow the scene

In Groundhog Day (1993), weatherman Phil Connors is stuck in a time loop in Punxsutawney, Pennsylvania, and keeps being ambushed on the street by Ned Ryerson, an insurance salesman who was at his high school. Ned has a routine: a gleeful greeting, a Bing! when Phil remembers him, then a pitch for life insurance. Phil tries to walk away, Ned follows him along the pavement, and Phil steps into the same deep puddle at the kerb. Stephen Tobolowsky got the part after an audition the film's production called overwhelmingly obnoxious.

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